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Privacy Policy

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This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit or make a purchase from our website.

Last updated: 03/10/2026

Moneymise ("Moneymise", "we", "us", or "our") respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains what information we may collect when you use the Moneymise website, application, and related services, why we collect it, how we use it, and the choices available to you.

By using Moneymise, you acknowledge the practices described in this Privacy Policy.

1. About Moneymise

Moneymise is a personal budgeting application designed to help users organise and understand their income, expenses, budgets, spending limits, allowances, and other financial information.

For privacy-related questions, you can contact us at:

Email: moneymisesupport@gmail.com
Website: www.money-mise.com

2. Information We Collect

The information we collect depends on how you use Moneymise.

Account Information

When you create an account, we may collect information such as:

  • your name;

  • email address;

  • account identifier;

  • login and authentication information; and

  • membership or subscription status.

If your account is created or connected through another service, such as Wix or another authentication provider, we may receive information that you have authorised that provider to share with us.

Financial Information You Enter

Moneymise may allow you to enter financial and budgeting information, including:

  • income;

  • expenses;

  • budget amounts;

  • additional income;

  • spending limits;

  • daily allowances;

  • unpaid leave information;

  • payment or salary dates;

  • financial goals; and

  • other information you choose to add to your account.

This information is used to provide the budgeting features you request.

Unless explicitly stated otherwise, Moneymise does not require your online banking passwords or banking login credentials.

Technical Information

When you use Moneymise, certain technical information may be collected automatically, such as:

  • IP address;

  • browser type;

  • device type;

  • operating system;

  • pages or features used;

  • login activity;

  • error and diagnostic information; and

  • approximate location derived from technical information where applicable.

This information may be used to operate, secure, maintain, and improve the service.

Communications

If you contact us, we may keep information contained in your message, including your name, email address, and the content of your communication.

3. How We Use Your Information

We may use your information to:

  • create and manage your Moneymise account;

  • provide budgeting and financial-management features;

  • calculate budgets, allowances, spending figures, and other information requested by you;

  • save your preferences and settings;

  • provide customer support;

  • process memberships or subscriptions;

  • maintain the security of the service;

  • identify and prevent misuse or fraud;

  • diagnose technical problems;

  • improve Moneymise's functionality and user experience;

  • send important service-related communications;

  • comply with applicable legal obligations; and

  • enforce our Terms of Use.

We will not use your personal financial information to make financial decisions on your behalf.

4. Financial Information and Privacy

  • The financial information you enter into Moneymise is intended to help provide your personal budgeting experience.

  • We do not sell your personal financial information to advertisers.

  • We do not use information such as your income, expenses, or budget entries to provide financial, investment, lending, or credit advice.

  • Your financial information may be processed by service providers only where necessary to operate and support Moneymise, subject to appropriate contractual and security arrangements.

5. Legal Basis for Processing

Where applicable privacy law requires us to have a legal basis for processing personal information, we may rely on grounds such as:

  • Contract: where processing is necessary to provide Moneymise to you;

  • Consent: where you have given us permission for a particular use;

  • Legitimate interests: where processing is reasonably necessary to operate, improve, or secure our service; and

  • Legal obligations: where information must be processed to comply with applicable law.

The legal basis used may depend on the type of information and the purpose for which it is processed.

6. How We Share Information

We do not sell your personal information.

We may share information with trusted service providers where necessary to operate Moneymise.

These may include providers of:

  • website and application hosting;

  • databases and cloud infrastructure;

  • authentication services;

  • email communications;

  • customer support;

  • analytics;

  • payment processing; and

  • security and fraud prevention.

For example, Moneymise may use platforms or services provided by companies such as Base44, Wix, payment processors, or other technology providers, depending on how the service is configured.

These providers may process information on our behalf according to their own contractual and privacy obligations.

We may also disclose information where required by law, court order, regulatory authority, or where reasonably necessary to protect the rights, security, or safety of Moneymise, our users, or others.

7. Payment Information

If Moneymise offers paid subscriptions or memberships, payments may be processed by a third-party payment provider.

We may receive information such as:

  • payment status;

  • subscription type;

  • transaction identifier; and

  • billing status.

We may not directly receive or store your complete debit or credit card details where payments are processed by a third-party payment provider.

The payment provider's own privacy policy will also apply to the information it processes.

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8. Cookies and Similar Technologies

Moneymise and its service providers may use cookies or similar technologies to:

  • keep you signed in;

  • remember preferences;

  • maintain security;

  • understand how the service is used;

  • identify technical issues; and

  • improve functionality.

Where required, we will request appropriate consent before using non-essential cookies.

You may also be able to control cookies through your browser settings.

9. Data Storage and Security

We take reasonable technical and organisational measures designed to protect personal information against:

  • unauthorised access;

  • loss;

  • misuse;

  • disclosure;

  • alteration; and

  • destruction.

However, no online service or electronic storage system can be guaranteed to be completely secure.

You are responsible for keeping your account credentials confidential and should use a strong, unique password.

10. How Long We Keep Your Information

We retain personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy.

The retention period may depend on:

  • whether your account remains active;

  • the type of information;

  • legal and regulatory requirements;

  • security requirements; and

  • legitimate business needs.

When information is no longer required, we may delete or anonymise it.

11. Your Privacy Rights

Depending on where you live, you may have rights regarding your personal information.

These may include the right to:

  • request access to personal information held about you;

  • request correction of inaccurate information;

  • request deletion of your information;

  • request restriction of certain processing;

  • object to certain uses of your information;

  • request a copy of certain information in a portable format; and

  • withdraw consent where processing is based on consent.

You may also have the right to complain to the relevant data-protection authority in your country.

To exercise a privacy right, contact:

[your privacy/support email]

We may need to verify your identity before completing certain requests.

12. Account Deletion

Users may request deletion of their Moneymise account and associated personal information.

You can request account deletion by:

[Explain how — for example: Settings → Account → Delete Account]

or by contacting:

[your support email]

Some information may need to be retained after an account is deleted where required for legal, security, fraud-prevention, accounting, or dispute-resolution purposes.

13. International Data Transfers

Some service providers used by Moneymise may process information in countries other than the country where you live.

Where required by applicable law, appropriate safeguards will be used for international transfers of personal information.

14. Children's Privacy

Moneymise is not intended for children under 18 years of age, unless you specifically decide to support younger users and have implemented the appropriate legal and parental-consent requirements.

We do not knowingly intend to collect personal information from children who are not legally permitted to use the service.

If you believe that a child has provided personal information improperly, please contact us.

15. Third-Party Links and Services

Moneymise may contain links to external websites or integrate with third-party services.

We are not responsible for the privacy practices of independently operated third parties.

You should review the privacy policy of any third-party service you choose to use.

16. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect:

  • changes to Moneymise;

  • new features;

  • changes to service providers;

  • legal or regulatory requirements; or

  • changes to how information is processed.

The updated version will display a revised Last updated date.

Where appropriate, we may also notify users about significant changes by email or through the application.

17. Contact Us

If you have questions, concerns, or requests relating to this Privacy Policy or your personal information, contact us at:

 

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