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Last updated: 03/10/2026

Welcome to Moneymise.

These Terms of Use govern your access to and use of the Moneymise website, application, and related services ("Moneymise", "we", "us", or "our").

By creating an account, accessing, or using Moneymise, you agree to these Terms. If you do not agree with them, you should not use the service.

1. About Moneymise

Moneymise is a personal budgeting and money-management application designed to help users organise and understand their income, expenses, budgets, spending limits, allowances, and other personal financial information.

Moneymise provides budgeting and organisational tools only.

It does not provide financial, investment, tax, accounting, credit, or legal advice.

Any decisions you make based on information displayed within Moneymise remain your responsibility.

2. Eligibility

You must be at least 18 years old, or the minimum legal age required in your country to enter into a binding agreement, to create and use a Moneymise account.

By using Moneymise, you confirm that you meet this requirement.

3. Your Account

You may be required to create an account to access certain features.

You are responsible for:

• providing accurate and up-to-date information;

• keeping your login credentials secure;

• maintaining the confidentiality of your account;

• all activity carried out through your account; and

• notifying us promptly if you believe your account has been accessed without permission.

You must not share your password or intentionally allow another person to access your account without authorisation.

4. Financial Information

Moneymise may allow you to enter information such as income, expenses, budgets, additional income, unpaid leave, spending limits, and other financial details.

You are responsible for ensuring that the information you enter is accurate.

Calculations, estimates, budgets, daily allowances, spending recommendations, projections, or other figures shown by Moneymise are provided for informational purposes only.

We cannot guarantee that calculations or estimates will always be complete, accurate, or suitable for your particular circumstances.

You should independently verify important financial information before making significant financial decisions.

5. No Financial Advice

Moneymise is a budgeting tool and is not a financial adviser.

Nothing within the app should be interpreted as:

• financial advice;

• investment advice;

• tax advice;

• accounting advice;

• lending or credit advice; or

• a recommendation to purchase or use any financial product or service.

Where necessary, you should seek advice from an appropriately qualified professional.

6. Acceptable Use

You agree not to use Moneymise:

• for unlawful or fraudulent purposes;

• to attempt to gain unauthorised access to another user's account;

• to interfere with the operation or security of the service;

• to introduce malicious software, viruses, or harmful code;

• to scrape, copy, reverse engineer, or misuse the service;

• to impersonate another person or organisation;

• to upload unlawful, harmful, or misleading information; or

• in any way that could damage Moneymise, its users, or its infrastructure.

We may restrict or suspend access where we reasonably believe these Terms have been violated.

7. Availability of the Service

We aim to keep Moneymise available and operating reliably, but we cannot guarantee uninterrupted access.

The service may occasionally become unavailable because of:

• maintenance;

• upgrades;

• technical problems;

• third-party service outages;

• security issues; or

• circumstances outside our reasonable control.

We may also add, modify, or remove features as Moneymise develops.

8. Third-Party Services

Moneymise may use or integrate with third-party platforms and services.

These may include hosting providers, authentication providers, payment processors, analytics services, email providers, or other technology services.

Your use of third-party services may also be subject to the terms and privacy policies of those providers.

We are not responsible for services operated independently by third parties.

9. Subscriptions and Payments

If Moneymise offers paid memberships, subscriptions, or premium features, the applicable price and billing terms will be displayed before you make a purchase.

By purchasing a paid service, you authorise the applicable payment provider to process the relevant charges.

Unless otherwise stated at the time of purchase, subscriptions may renew automatically until cancelled.

Any applicable cancellation or refund conditions will be provided during the purchasing process.

10. Intellectual Property

Moneymise and its associated branding, design, software, content, graphics, text, logos, and features are owned by or licensed to [Your Name / Company Name], except where otherwise stated.

You may use Moneymise for your personal use.

You may not reproduce, distribute, sell, modify, copy, or commercially exploit our intellectual property without prior written permission.

11. Your Content

You retain ownership of the information and content you enter into Moneymise.

You give us permission to process that information only as reasonably necessary to operate, maintain, secure, and improve the service, subject to our Privacy Policy.

You are responsible for ensuring that any information you provide does not violate applicable laws or the rights of another person.

12. Privacy

Your privacy is important to us.

Our collection and use of personal information is described in our Privacy Policy.

By using Moneymise, you acknowledge that your information may be processed as described in that policy.

A link to the Privacy Policy should be available alongside these Terms.

13. Data and Backups

Although we take reasonable steps to operate the service reliably, you should not rely on Moneymise as the only location where important financial information is stored.

Where appropriate, you should maintain your own records or backups of important information.

14. Limitation of Liability

To the fullest extent permitted by law, Moneymise and [Your Name / Company Name] will not be liable for indirect, incidental, special, or consequential losses arising from your use of, or inability to use, the service.

This may include losses resulting from:

• financial decisions made using information displayed in the app;

• inaccurate information entered by a user;

• temporary service interruptions;

• third-party services;

• loss of data; or

• unauthorised account access outside our reasonable control.

Nothing in these Terms excludes or limits liability where doing so would be unlawful.

15. Termination

You may stop using Moneymise at any time.

Where account-deletion functionality is available, you may request deletion of your account in accordance with our Privacy Policy.

We may suspend or terminate access where:

• these Terms are materially violated;

• the service is being used unlawfully;

• another user's security is threatened; or

• suspension is reasonably necessary to protect Moneymise or its users.

16. Changes to These Terms

We may update these Terms from time to time as Moneymise develops or where required by law.

When significant changes are made, we may notify users within the app, by email, or by updating the date at the top of this page.

Continued use of Moneymise after updated Terms take effect constitutes acceptance of those Terms where permitted by law.

17. Consumer Rights

Nothing in these Terms is intended to remove or limit any rights you may have under applicable consumer protection law.

Where local law provides rights that cannot legally be excluded, those rights continue to apply.

18. Governing Law

These Terms are governed by the laws of [England and Wales / your applicable jurisdiction], unless applicable consumer law requires otherwise.

Any disputes will be handled by the courts or other competent authorities applicable under relevant law.

19. Contact Us

If you have questions about these Terms or Moneymise, you can contact us at:

Moneymise
Email: moneymisesipport@gmail.com
Website: www.money-mise.com